Keystone Insurance - David Gebhardt August 4: Getting Ready for Medicare: A Roadmap to Turning 65Are you approaching age 65 and wondering what Medicare means for you? This introductory class provides a step-by-step overview of Medicare enrollment timelines, the different parts of Medicare, and important decisions to consider before becoming eligible. Whether you're planning to retire soon, continue working, or simply want to be prepared, you'll leave with a better understanding of how Medicare works and what steps to take next.September 8: Medicare Basics: Understanding Your Coverage OptionsMedicare can be confusing, but it doesn't have to be. This educational session explains the basics of Medicare Parts A, B, C, and D, enrollment periods, and common coverage choices available to beneficiaries. Learn key Medicare terminology, avoid common mistakes, and gain confidence in understanding your healthcare coverage. This class is ideal for those new to Medicare, current beneficiaries looking for a refresher, and family members helping loved ones navigate the program.October 6: Medicare Annual Enrollment: What You Need to KnowThe Medicare Annual Enrollment Period is an important time to review your healthcare coverage. In this educational class, we'll discuss what Annual Enrollment is, key dates and deadlines, and factors to consider when evaluating your current coverage. Learn why reviewing your plan each year is important and discover tools and resources available to help you make informed healthcare decisions.November 10: Comparing Medicare Plans with ConfidenceChoosing healthcare coverage involves more than simply looking at monthly premiums. This class explores important factors to consider when comparing Medicare plans, including provider access, prescription drug coverage, out-of-pocket costs, and personal healthcare needs. Participants will learn practical strategies for evaluating coverage options and making informed decisions based on their individual circumstances.December 8: Medicare Year-End Review: Enrollment Deadlines and Next StepsAs the Medicare Annual Enrollment Period comes to a close, it is important to understand what happens next. This class reviews important Medicare deadlines, outlines what beneficiaries can expect in the coming year, and discusses resources available for ongoing support. Whether you recently reviewed your coverage or simply want to better understand your Medicare benefits, this session will help you prepare for the year ahead.*9 *These events are only for educational purposes and no plan-specific benefits or details will be shared.

*SPOTS ARE FILLING UP QUICKLY SO REGISTRATION HAS BEEN CHANGED TO BY PHONE ONLY. PLEASE CALL 320.693.2354 TO RESERVE YOUR SPOT! Highway 12 Adult Day Trip: Minneapolis Queen: Mississippi River Sightseeing Luncheon Boat Cruise Friday, September 18, 2026 Our narrated cruises will take you along the southern trails of the Grand Rounds Scenic Byway and Heritage Trail, along the U of M Campus river front, under the stunning 35W Bridge, showcasing views of the St. Anthony Falls, the historic Stone Arch Bridge, amazing river bluffs with views of the amazing downtown Minneapolis skyline as we show you the best Mississippi River has to offer! Lunch includes: Almond chicken salad, turkey breast and baked ham sandwiches. Served with garden salad with ranch dressing, fresh fruit, potato chips and our Paradise cookie tray. A full service cash bar along with corn dogs, chips, candy, snacks, etc. are available for purchase. This trip includes motor coach transportation, event ticket, and lunch. Each passenger or group of agrees to assume all risk of personal injury and loss of or damage to personal property. It is agreed that the cruise is a Ride at your own risk attraction. Registration deadline: July 18 *No refunds after the registrations deadline as tickets have already been ordered. Depart: 9:10am - Load at ACGC: High School (South Parking Lot) 9:30am - Load at Litchfield: Civic Arena (North Parking Lot) 9:55am - Load at Dassel-Cokato: PAC 10:15am - Load at Howard Lake: MAWSECO (720 9th Ave) 11:30am - Arrival 12:00-1:30pm - Luncheon Boat Cruise (boarding begins 15min prior) Return: 2:45pm - Unload in Howard Lake 3:05pm - Unload in Dassel-Cokato 3:30pm - Unload in Litchfield 3:50pm - Unload in ACGC *All times are approximate and subject to change.